Utilities / California / SMUD
California utility · checked October 21, 2026
Sacramento Municipal Utility District (SMUD) rebates
Sacramento Municipal Utility District (SMUD) customers can draw on 2 offers written for this utility alone. Across the 4 upgrades with open money, the worked examples on this page add up to $8,750 for a household that is not income-qualified and $8,750 at the low-income tier.
- 1Air-source heat pump $3,000
- 2Heat pump water heater $1,000
- 3Induction range or cooktop $750
- 4Electrical panel upgrade $4,000 max
Offers only SMUD customers get
SMUD heat pump HVAC rebates Open
Run by Sacramento Municipal Utility District (SMUD) · for customers of 1 utility
- Variable-stage, gas to electric: $3,000
- Two-stage, gas to electric: $2,000 (15.2 SEER2 minimum)
- Electric to electric: $1,000 for a two-stage or variable-stage heat pump replacing an electric system
- Go Electric panel and circuits, with a gas-to-electric conversion: Up to $4,000 for a smart panel, subpanel or new circuit (heating and cooling page); the water heater page lists a $2,000 Go Electric Bonus/Panel upgrade for a gas-to-electric water heater
Conditions on the program page: Installed and submitted by a SMUD Contractor Network contractor; Two-stage (15.2 SEER2 minimum) or variable-stage system; Title 24 via HERS CF3R; mini-splits must serve the whole home; Wi-Fi connected thermostat; Active SMUD account, home individually metered by SMUD; “Gas-to-electric conversion required to qualify for panel upgrade rebates”; Subject to available funding.
Source: SMUD: Heating and cooling rebates. Last checked October 21, 2026. Official program page.
SMUD heat pump water heater and induction rebates Open
Run by Sacramento Municipal Utility District (SMUD) · for customers of 1 utility
- Gas to electric: $3,000 (50+ gallons), $3,500 (65+ gallons) or $4,000 (80+ gallons)
- Electric to electric: $1,000, any size
- Gas to induction: $750 (before and after photos required)
- Electric to induction: $100
Conditions on the program page: Water heaters: NEEA Tier III or IV, UEF 2.87 or higher, thermostatic mixing valve, permitted and inspected, installed and submitted by a SMUD Contractor Network contractor (no DIY); Induction: cooktop or range 24 inches or larger (portable units excluded), application within 180 days of purchase; Active SMUD account; subject to funding.
Also on the page: SMUD says its rebate “can be stacked with statewide and federal incentive programs”.
Source: SMUD: Home appliances and electronics rebates. Last checked October 21, 2026. Official program page.
For air-source heat pump, a SMUD customer's example comes to $3,000 ($3,000 at the low-income tier). Pacific Gas and Electric (PG&E): $0; Southern California Edison (SCE): $0; San Diego Gas & Electric (SDG&E): $0.
For electrical panel upgrade, a SMUD customer's example comes to $4,000 at most ($4,000 at the low-income tier). Pacific Gas and Electric (PG&E): $0; Southern California Edison (SCE): $0; San Diego Gas & Electric (SDG&E): $0.
For heat pump water heater, a SMUD customer's example comes to $1,000 ($1,000 at the low-income tier). Pacific Gas and Electric (PG&E): $900; Southern California Edison (SCE): $900; San Diego Gas & Electric (SDG&E): $900.
For induction range or cooktop, a SMUD customer's example comes to $750 ($750 at the low-income tier). Pacific Gas and Electric (PG&E): $0; Southern California Edison (SCE): $0; San Diego Gas & Electric (SDG&E): $0.
Every upgrade for a SMUD home
| Upgrade | Not income-qualified | Low income | Counted programs |
|---|---|---|---|
| Air-source heat pump | $3,000 | $3,000 | SMUD heat pumps |
| Heat pump water heater | $1,000 | $1,000 | SMUD appliances |
| Insulation and air sealing | $0 | $0 | None open |
| Home EV charger | $0 | $0 | None open |
| Induction range or cooktop | $750 | $750 | SMUD appliances |
| Electrical panel upgrade | $4,000 max | $4,000 max | SMUD heat pumps |
Examples use a 3-ton heat pump replacing natural gas heat, 2 insulation zones or 1,000 square feet on a $5,000 project, and one unit of everything else. Nothing open was found for insulation and air sealing, home EV charger.
California HEEHRA (the state's IRA HEAR program) is closed to new applications. Federal credits for heat pumps, water heaters, insulation and panels ended December 31, 2025, and the home charger credit on June 30, 2026 (federal status). See also all California rebates and how rebates stack.
Rebates are set by each program and can change or close without notice; the program's own page and application decide what is paid. This page is information, not tax, legal or financial advice. Amounts last checked October 21, 2026.